I'm in so much debt I'll never pay it back. Money expert VICKY REYNAL reveals what to do...

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I'm in so much debt I'll never pay it back. Money expert VICKY REYNAL reveals what to do...

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I'm in a negative emotional spiral because of debt. Things started to go wrong a couple of years ago after my relationship broke up and since then, it feels like it's been one thing after another. I lost motivation at work, then I lost my job. I invested in a friend's business but lost my savings when it took a nosedive. I then had no option but to use to my credit card for everyday expenses and racked up more debt than I have been able to repay.
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